Rapid Payment Tools Built for Canadian Businesses

QuickBooks makes it easier for Canadian businesses to receive and track payments, so you can focus on what matters most.

Get Paid Faster with Instantly Payable Invoices

With QuickBooks, customers can pay directly from their invoice—helping Canadian businesses get paid up to 4x faster than traditional paper invoicing.

Flexible Payment Options for Your Customers

Accept payments online, on-site, or over the phone. Whether it's bank payments, credit cards, or Apple Pay, QuickBooks gives your customers the flexibility they need.

Automatic Payment Tracking for Effortless Bookkeeping

No matter how you get paid, QuickBooks automatically records payments and matches them to invoices—keeping your books organized with less manual work.

Powerful Features of QuickBooks Desktop Payments for Canadian Businesses

QuickBooks Desktop Payments offers Canadian businesses a seamless way to accept and manage payments. From credit cards to bank transfers, enjoy faster payments, automatic reconciliation, and secure transactions—all within QuickBooks.

Automate Your Invoicing for Faster Payments

Save time with recurring invoices and multiple payment options like credit cards, bank transfers, or Apple Pay, ensuring timely customer payments.

Accept Large Payments with Ease

Bank payments allow transactions up to $50,000 with a low 1% fee, letting customers pay larger amounts without the limits of e-transfers.

Effortless Bookkeeping, Done for You

QuickBooks automatically matches payments to invoices and bank data, keeping your accounts accurate and reducing tax season stress.

Mobile Payment Access

Receive and manage payments on the go using QuickBooks mobile apps, giving you the flexibility to run your business from anywhere.

Secure Transactions

All payments are encrypted and fully compliant with Canadian banking standards, keeping your financial data safe and secure.

Real-Time Payment Reporting

Track payment activity and customer transactions instantly within QuickBooks to improve cash flow management and business insights.

Start Accepting Payments with QuickBooks to Simplify Payments

Unlock powerful payment tools designed to streamline your business.

Already Using QuickBooks?

Great! Let’s get you set up so you can start receiving payments seamlessly with QuickBooks Payments.

New to QuickBooks?

No worries! Sign up for QuickBooks Online and start accepting payments with ease.

QuickBooks Payments Rates in Canada

This pricing schedule outlines the fees for QuickBooks Payments services in Canada. Rates may change periodically as card and payment networks update their fees. Any updates will be communicated according to QuickBooks Payments terms. Standard rates apply unless special promotions or exclusions are in effect.

  • Monthly Fee - $0
  • Discount Rates - 2.9% (keyed transactions only)
  • Per Transaction - $0.25
  • EFT Bank Payments - 1%
  • Chargeback Fee - $25
  • EFT/Electronic Bank Reject Fee - $25
  • Non-Sufficient Funds (NSF) - $30.00
  • Recall of EFT Bank Payment (Customer Initiated) - $5.00
  • Failed Credit (EFT Bank Payment) - $2.00
  • Payment Trace (EFT Bank Payment) - $10.00
  • Manual Information Retrieval (EFT Bank Payment) - $25.00
  • One-Time Payment Expedition (If Approved; EFT Bank Payment) - $10.00

Frequently Asked Questions (FAQs)

What is QuickBooks Desktop Payments in Canada?

QuickBooks Desktop Payments lets Canadian businesses accept credit and debit cards and bank transfers directly in QuickBooks Desktop, automatically recording transactions for accurate bookkeeping.

How do I set up payment methods in QuickBooks for Canada?

Go to the Lists menu > Customer & Vendor Profile Lists > Payment Method List. Click New, enter the payment type (credit card, bank transfer, etc.), and save it for future transactions.

Can I accept large payments in Canada?

Yes. Bank payments through QuickBooks in Canada allow transactions up to $50,000 per payment with low processing fees, offering a secure and flexible option for customers.

Are QuickBooks payment fees different in Canada?

QuickBooks Payments fees in Canada typically range from 1% to 3.5%, depending on the type of transaction, such as bank payments, credit cards, or keyed-in payments. Rates may vary by plan.

Is QuickBooks Desktop Payments secure for Canadian businesses?

Yes. All transactions are encrypted and comply with Canadian banking and privacy standards, ensuring your financial data is protected while enabling seamless payment processing.

QuickBooks Enterprise Plan and Pricing for 2026

All subscriptions have the functionality, support, and business insights you'll need to get started. Subscription payments and, where applicable, sales tax will be billed by Intuit.

Purchase includes a 60 Day Money-back guarantee. Free unlimited support. No obligation, cancel anytime.

See Plans & Pricing

Still have questions about QuickBooks Desktop Payments for Canada?

We understand that every Canadian business has unique payment needs. Our certified QuickBooks expert is ready to help you set up QuickBooks Desktop Payments Canada for secure, efficient transactions and simplified accounting.

Why Choose Minding My Books for QuickBooks Payments Support?

  • Certified QuickBooks Expertise
  • Industry-Specific Solutions
  • Comprehensive End-to-End Support
  • Focus on Business Growth
  • 20+ Years of Proven Track Record

Talk to a QuickBooks expert now — Contact Sales

Certified QuickBooks Desktop Payments Canada support team offering free setup help